Outstanding finance records
The paid provenance response includes finance interests returned by the licensed Vehicle Data API provider. A returned finance record needs to be understood and resolved before purchase.
INDEPENDENT HPI-STYLE CHECK
HPI-style vehicle history check by registration
UK buyers often use “HPI check” as shorthand for a vehicle-history or provenance check. HPI is a trademark of HPI Ltd; UKVEC is an independent vehicle-check service and is not affiliated with HPI Ltd or Solera. UKVEC’s £5.99 Full Report uses licensed Vehicle Data API provenance data to return available outstanding-finance interests, stolen-status and insurance write-off records, alongside the vehicle, MOT and mileage information used in the free first look.
Free first lookNo account requiredFull buyer report £5.99
Free first look · No account required
WHAT TO CHECK
What UKVEC checks when you need an HPI-style history check
The useful question is not the label on the check but whether the important ownership and provenance risks are investigated before you pay.
Stolen vehicle status
UKVEC checks available licensed stolen-status provenance. Treat an unresolved stolen marker as a stop signal.
Insurance write-off history
Review returned write-off records and categories, then investigate repair quality and supporting evidence.
MOT and mileage history
Use the free first look to review available MOT tests, advisories and mileage progression before paying for deeper provenance.
Vehicle identity
Compare registration and available vehicle details with the advert, V5C, VIN and physical vehicle.
Buyer questions
UKVEC turns the returned records into issues to verify with the seller rather than presenting raw data without context.
Does UKVEC provide HPI data?
UKVEC does not claim to be HPI and does not use the HPI brand as its data source. The Full UKVEC Report uses licensed Vehicle Data API provenance data. In the application, finance interests are returned as structured records and shown to the buyer as outstanding finance records, alongside stolen and write-off provenance where supplied.
Why people search for an HPI check
For many UK buyers, “HPI check” has become a familiar way of describing a pre-purchase vehicle-history check. The underlying buying need is to investigate finance, theft, write-off and identity risk before handing over money. UKVEC is built around that same buyer decision while remaining an independent service.
Run the check before paying a deposit
A vehicle can look genuine, have a valid MOT and still have a material provenance problem. Run the history check before a deposit or final payment, then resolve any warning against the seller’s documents and explanation.
FREE VS FULL
Start free. Go deeper only when the car is worth pursuing.
Free UKVEC first look
- Vehicle identity details
- MOT status and history
- Recorded mileage signals
Full UKVEC Report — £5.99
- Outstanding finance interests returned by Vehicle Data API
- Licensed stolen-status provenance
- Insurance write-off records
- Buyer-focused provenance review
Missing supplier data is shown as unavailable rather than treated as a clean result. UKVEC is a data-based buyer aid, not a mechanical inspection or guarantee of vehicle condition.
BUYER ACTION
Check the vehicle before money changes hands
Start with the free UKVEC first look. If the vehicle is worth pursuing, unlock the £5.99 Full UKVEC Report for licensed provenance checks where supplied by the provider.
Free first lookNo account requiredFull buyer report £5.99
COMMON QUESTIONS
Buyer FAQs
Is UKVEC the same company as HPI?
No. UKVEC is an independent vehicle-check service and is not affiliated with HPI Ltd or Solera.
Does UKVEC check outstanding finance?
Yes. The Full UKVEC Report processes finance interests returned by the licensed Vehicle Data API provenance provider and presents returned records as outstanding finance records.
What else is in the full vehicle history check?
The paid report also includes available stolen-status and insurance write-off provenance, alongside other supplied vehicle-history and identity information.
Can I start with a free check?
Yes. The free UKVEC first look provides available vehicle identity, MOT and mileage information before you decide whether to buy the £5.99 full report.
Does a clean result guarantee the car is safe to buy?
No. Database checks should be combined with VIN and V5C checks, seller verification and an appropriate physical or mechanical inspection.
How much is the Full UKVEC Report?
It is £5.99 for a one-off full vehicle-history and provenance report.
MORE UKVEC CHECKS